Verification policy
Referral programmes change without warning: rewards are cut, codes are retired and signup journeys move. This page explains exactly how each offer in the directory is sourced, checked, written, dated and kept honest — and what you should confirm for yourself before you sign up.
Every listing goes through the same process, whoever writes it. Nothing is published without a destination check and a dated record of what was found.
Every listing starts with the provider itself. We work from the brand's own referral page, terms and product material rather than second-hand summaries, coupon aggregators or forum posts. Where a referral journey sits on a third-party platform (for example a fintech partner scheme), we record that too, so you always know who is actually paying the reward.
We follow the exact route a new customer would take — the signup link or the code-entry screen — and check that it resolves to a live journey. Code-only entries are separated from clickable invites, because they fail in different ways: a link can expire or be redirected, while a code can be retired by the brand without any notice on the signup page.
We capture the headline reward for both sides — what the referred customer receives and, where published, what the referrer receives — plus the conditions attached to it: minimum spend, minimum deposit, qualifying actions, time limits, payment-method exclusions and any cap on the number of referrals. If the brand advertises a different reward than the one on the listing, the listing carries a note telling you to check the live amount before you sign up.
Each offer page explains the platform, the referral offer, the real signup steps and what the referred customer gets — in original wording, written from the reader's side. We do not pad pages with boilerplate, and we do not present an estimated reward as a guarantee. Financial products carry the eligibility caveats that apply to you.
A checked date appears on an offer page only after the destination, reward and signup steps have been reviewed against the provider's live material on that date. It is our record of what we saw — not the provider's promise that the scheme is unchanged today.
When a scheme is ended, moved or no longer verifiable, the listing leaves the active directory and moves to the offers under review page rather than being presented as live. When a provider changes a reward, the listing is updated and re-dated. Readers can also request a correction at any time.
The structure is the same across the directory, so you can compare offers quickly and find the conditions that matter.
What the company is, what its product does and who it suits — written to help you judge whether the platform itself is worth joining, not just the reward.
The reward for the referred customer, the reward for the referrer where published, and any headline conditions such as minimum spend or qualifying actions.
The brand's actual signup journey — where the code or link is entered, what ID or card checks happen, and when the reward is paid.
The benefit spelled out, including any restrictions on who qualifies, when it lands and what voids it.
The date we last reviewed the listing, its verification status, and links to the brand pages the article was written from.
Codes are entered by you, usually on a promo or referral field during signup. Copy the code exactly — including capitals and any hyphen — and check the screen acknowledges it. Some brands apply the code only at a specific step, and some require it before your first card or bank transfer. The offer page's signup section names the step where the code applies for that brand.
Links carry the referral automatically, so the reward usually appears on the signup page or in the app after you join. If a link has expired, the brand may show signup without the referral attached — in that case the offer page's checked date tells you how recently the route was confirmed, and the brand's own referral page is the final word on whether it still pays.
A checked date records the day we reviewed the destination, reward and qualifying steps against the provider's own material. It does not guarantee the provider will accept every applicant, keep the promotion unchanged, or that a code remains live after that date. Providers' live terms always take priority over anything recorded here.
That is why every offer page asks you to confirm the amount shown on the brand's own page when you click through. If what you see differs from what we recorded, the brand's version is the one that counts — and you can tell us so we can correct the listing.
We check each listing's destination, reward and qualifying steps against the provider's live material at the checked date. A code can still be withdrawn by the brand after that check, so the offer page always points you to confirm the live amount on the brand's own page before you sign up.
It summarises what we confirmed: a fully checked listing matches the provider's live referral material; a listing with an unconfirmed code or reward still points to the provider's live journey but flags the detail we could not independently confirm.
When a usable referral destination can no longer be confirmed — a closed scheme, a retired code, or a signup page that no longer accepts referrals — the listing is removed from the active directory and moved to the offers under review page instead of being shown as live.
Some outbound links may result in a benefit to the publisher. That never changes the reward shown to you, and it never determines whether an offer is described as verified. Editorial checks and commercial relationships are kept separate.
The editorial team page names the editors responsible and explains who verifies destinations and rewards, who writes the articles, and who handles corrections.