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American Express referral link & Get Special Offer

Use the American Express referral link to get Special Offer. See what the brand offers, how to apply and what you need to do next.

American Express offer at a glance

Reward
Special Offer
How to claim
Use the referral link
Category
Travel & transport
Last checked
18 October 2026

Evidence status

Active listing — confirm final terms

The destination is live, but the provider may change eligibility, reward value or timing.

About American Express

American Express is a UK card issuer and payments provider. This record concerns the British Airways American Express® Credit Card reached through the supplied referral destination, rather than every American Express product. The card is a credit product: an approved applicant receives a credit limit and can use the card at merchants that accept American Express, then must repay according to the Cardmember Agreement and monthly statements. The official product page currently describes 1 Avios for each £1 of eligible purchase spend, access to Amex Offers and Amex Experiences, Global Assist while travelling outside the UK, and a British Airways Companion Voucher after £15,000 of spend in each Cardmembership year. The voucher is subject to reward-flight availability, and taxes, fees and carrier charges apply per person. Those are features of the underlying card, not extra referral rewards. Availability, acceptance, credit limits and individual terms can differ, so an applicant should read the live application documents before deciding.

Get Special Offer with American Express

The immutable directory classification is reward=Special Offer and code/link=Referral link. The exact destination supplied for this record is https://americanexpress.com/en-gb/referral/ba-classic-credit?ref=mANISGqHGI&XL=MIANS. Do not replace it with a shortened link, another referral URL or a copied code. On 18 October 2026 the destination was reachable and identified the visitor as having been invited to apply for the British Airways American Express® Credit Card. It says that the applicant and friend can get a bonus if the applicant is approved, and instructs the applicant to apply using the button on that page. However, the destination does not state the monetary or points amount of the referral bonus. The general American Express referral page says that the referring Cardmember's reward depends on their card and terms, and that the applicant may choose a card; the product page separately displayed a 5,000 bonus Avios new-Cardmember offer after £2,000 of eligible spend in the first three months. Those statements should not be treated as proof that this exact referral link gives a particular number of Avios to the applicant or referrer. The current amount, any application-specific welcome offer, qualifying transactions, posting date and exclusions need confirmation on the referral page and in the applicant's offer terms before applying. The referral benefit is not cash, guaranteed approval, a guaranteed credit limit, free borrowing, a waiver of interest, a promise of a Companion Voucher, travel insurance, or a promise that every merchant will accept Amex. It also does not change the card's contract, credit assessment, repayment duties or charges.

How to claim the offer

  1. 1Open the exact stored referral destination: https://americanexpress.com/en-gb/referral/ba-classic-credit?ref=mANISGqHGI&XL=MIANS. Check that the page identifies the invitation and shows the British Airways American Express® Credit Card before continuing.
  2. 2Read every offer panel, footnote and linked terms on that destination. Record the displayed referral reward amount, whether it is for the applicant, the referrer or both, the qualifying action, the deadline and any product exclusions. If an amount is absent, ask American Express to confirm it before applying.
  3. 3Compare the destination with the official British Airways American Express Credit Card page. Confirm whether the card still has no annual fee, the displayed representative APR and the current new-Cardmember rules. Treat the application page and Cardmember Agreement as controlling if they differ from this article.
  4. 4Check the basic application statements shown by American Express: age 18 or over, a current UK bank or building society account, a permanent UK home address, no history of bad debt and income of at least £15,000 per year. These are screening guidance, not a promise of acceptance.
  5. 5Check the personal-card history restriction. The product page says the welcome offer is not available where the applicant currently has, or held, a personal American Express Card in the previous 24 months; the referral page also explains that new-Cardmember welcome eligibility can vary by product. Confirm the exact rule for this offer.
  6. 6Apply through the button on the supplied referral page, rather than starting a separate application or switching to a different link. The destination expressly says that applying through its button is required for both parties to receive their bonus.
  7. 7Complete the application accurately and review the personalised credit limit, rate, summary box, pre-contract credit information, insurance wording and Cardmember Agreement before accepting. Approval is subject to American Express's credit assessment and is not guaranteed.
  8. 8After approval, save the approval email and the displayed offer terms. Track eligible spend, dates, statements and any bonus in the Amex App or online account. Do not spend merely to chase an unconfirmed reward, and do not borrow more than can be repaid.
  9. 9Pay at least the required minimum by each due date and, where affordable, clear the full statement balance. Check foreign-currency, cash-advance, late-payment, returned-payment and other product-specific charges before using the card.
  10. 10If the referral or welcome reward does not appear within the period stated in the offer terms, contact American Express with the saved referral URL, application date, approval details and evidence that the qualifying conditions were met. Do not alter the stored URL while investigating.

Your referral benefit

The practical benefit is a route to an application for the no-annual-fee British Airways American Express Credit Card, with a possible referral bonus for both parties if the application is made correctly and approved. The exact amount and fulfilment rules are not shown on the supplied destination, so provider confirmation is needed. The card page gives a useful but separate illustration of the underlying product: its representative example showed a 29.1% variable purchase rate, 29.1% representative APR variable and an assumed £1,200 credit limit, with the note that an individual's rate and limit may differ. It also showed no annual fee. A welcome offer displayed on that page was 5,000 bonus Avios after £2,000 of qualifying spend in the first three months, with eligibility restrictions including not holding or having held a personal Amex card in the previous 24 months; the offer can change or be withdrawn. Because referral pages and targeted offers can differ, readers must rely on the terms presented in their own application journey, not on this editorial record. Paying less than the full statement balance can result in interest. American Express says purchase interest is avoided when the full amount owed is paid by the due date, while cash advances accrue interest from the transaction date. The issuer also describes a 2.99% currency-conversion fee on foreign-currency purchases and a cash fee of 3% or £3, whichever is greater, for overseas cash withdrawals, in addition to applicable non-sterling fees and interest. These costs belong to using the card and are not reduced by a referral.

Before you claim

  • Destination check: confirm the browser address is exactly https://americanexpress.com/en-gb/referral/ba-classic-credit?ref=mANISGqHGI&XL=MIANS, including the ref and XL parameters.
  • Offer identity check: confirm the page names British Airways American Express® Credit Card and does not silently substitute the Premium Plus Card, Basic Card or another product.
  • Reward disclosure check: verify whether the page states an amount and whether it applies to the applicant, the referring Cardmember or both. The checked destination did not provide the amount, so provider confirmation is required.
  • Qualification check: read the live terms for approval, new-Cardmember status, previous Amex-card holding, minimum spend, eligible transactions and any deadline.
  • Application-route check: confirm that the application was submitted through the button on the supplied referral page; a later application from a separate tab or general product page may not be tracked as a referral.
  • Approval check: distinguish a completed application from approval. American Express says credit limits and rates depend on its assessment, so neither approval nor a particular limit is guaranteed.
  • Cost check: record the personalised purchase rate, APR, annual fee and any other charges in the summary box and Cardmember Agreement; do not assume that a referral reward offsets borrowing costs.
  • Repayment check: set a reminder or Direct Debit for the statement due date and verify that the full balance is paid where possible, since carrying a balance can create interest.
  • Reward-posting check: retain statements and look for the reward in the relevant account. The general referral page says a referrer bonus may take up to ten weeks after a successful application, but the exact offer terms should govern this link.
  • Travel-use check: before using the card abroad or withdrawing cash, verify the current non-sterling conversion fee, cash fee, interest and acceptance limitations. The referral reward does not remove those costs.
  • Voucher check: if considering the Companion Voucher, verify the separate £15,000 Cardmembership-year spend condition, eligible airlines/cabins and taxes, fees, carrier charges and availability; it is not the referral reward.
  • Support check: if tracking fails, contact American Express rather than changing the URL. Provide the exact link, dates and account details, while recognising that American Express will not disclose another person's application outcome.

American Express referral questions

What exactly is the referral link for?

It opens an American Express invitation page for the British Airways American Express® Credit Card. The page says the applicant should use its application button so the applicant and friend can potentially receive a bonus if the application is approved.

Is the stored referral URL safe to alter or shorten?

No. Use the exact supplied URL, including its ref=mANISGqHGI and XL=MIANS parameters. Starting elsewhere, removing parameters or using a shortened version could prevent the referral from being attributed.

How much is the referral reward?

The checked destination confirms that a bonus may be available but does not state an amount. The general referral page says rewards depend on the referring Cardmember's card and terms. Ask American Express to confirm the live amount and conditions; do not assume it is 5,000 Avios or cash.

Does the applicant automatically receive the product-page 5,000 Avios?

Not automatically. The product page displayed 5,000 bonus Avios after £2,000 spend in the first three months for eligible new Cardmembers, but referral-page targeting and eligibility can differ. Read the offer shown in the exact application journey and its terms.

Who can apply?

The page's application guidance says applicants should be at least 18, have a current UK bank or building society account, a permanent UK home address, no history of bad debt and income of at least £15,000. American Express still makes the final decision after its assessment.

Can someone holding another Amex card get the welcome offer?

The displayed product terms say the welcome offer is unavailable to someone who currently has, or held, a personal American Express Card in the previous 24 months. Product-specific referral terms may add or vary restrictions, so confirm the live wording.

When will the reward arrive?

There is no confirmed posting date for this exact referral destination. The general referral page says a referring Cardmember's bonus may take up to ten weeks after a successful application. Check the exact offer terms and contact American Express if that period passes.

What if the applicant is declined?

Approval is a condition of the referral bonus described on the destination. A submitted application is not approval, and no reward should be assumed after a decline. American Express will not discuss the applicant's outcome with the referrer.

What if the applicant applies for the Basic Card instead?

The general referral page says the referrer will not receive a bonus if the friend applies for the Basic Card. The supplied destination is for the British Airways American Express Credit Card, so check the selected product before submitting.

Is the card really free to use?

The checked product and referral pages showed no annual fee, but that does not mean borrowing or every transaction is free. Interest can apply when a purchase balance is carried, and charges can apply to cash withdrawals, returned or late payments and foreign-currency use. Read the personalised terms.

What does the Companion Voucher have to do with the referral?

Nothing directly. It is a separate card benefit shown on the product page, earned after £15,000 of spend in a Cardmembership year and subject to reward-flight availability plus taxes, fees and carrier charges. It is not a guaranteed referral reward.

Can the referral reward make overseas spending cheaper?

No such assumption is safe. American Express states that foreign-currency purchases attract a 2.99% currency-conversion fee, and overseas cash withdrawal has a 3% or £3 minimum cash fee plus other applicable costs. These are separate from referral fulfilment.

What should I do if the link opens but the bonus wording is missing?

Do not infer the amount or proceed solely on an assumption. Save a screenshot, check the linked terms and ask American Express to confirm whether the invitation is active, what qualifies and how the reward is fulfilled. Keep the stored URL unchanged.

Sources and verification

Reviewed 18 October 2026. The status above explains how much of the recorded claim was confirmed; always check the live brand page for the latest eligibility rules, deadlines and reward details.

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**Referral code/link:** Referral link **Referral URL:** https://refer.ig.com/faisaln-185 Use the URL exactly as shown, before starting the account application. On 12 October 2026, this supplied destination was reachable and redirected through IG’s referral tracking flow to an IG investment-account creation journey. It is therefore recorded as live, but a redirect alone cannot prove that every applicant will be accepted, tracked or paid. Keep a dated screenshot or confirmation showing that the referral route was used. IG’s current UK Refer a Friend page says that the invited person can receive a free share worth **£50–£1,000**. It says the share is selected from a list of eligible US companies, and gives examples such as Apple, NVIDIA and Amazon; those examples are not a promise of a particular company. The same page says the referrer receives £100 cash after a successful referral. That £100 is the referrer’s reward, not an additional £100 payment to the person using this entry. The public qualification sequence is specific: open a share-dealing account, ISA or SIPP through the referral link; invest at least £1,000 and place a first trade within 30 days; then keep an Average Invested Value of at least £1,000 for three months from the first investment. IG also says a W-8BEN form must be completed before the end of that three-month period in order to receive the US-share reward. The free share is credited to a GIA. Important details remain provider-confirmation points. The public referral page does not fully set out every residency, age, existing-customer, identity-verification, tax, account-approval, funding-source or promotion-stacking condition, nor does it explain the detailed calculation of Average Invested Value. It also says a referral can expire and that the qualifying steps must be completed in the required timeframe. Do not rely on another IG campaign page, a voucher code or a previous promotion’s terms as a substitute for this referral’s live terms. Ask IG to confirm personal eligibility, the applicable terms and whether another offer can be used at the same time before committing funds.

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**Reward recorded: Up to 20% Off.** This is the referral route recorded for **CLARE HUNT**. Use the referral page exactly as supplied: **https://avantitravelinsurance.mention-me.com/m/ol/df1jgetz-clare-hunt**. On the live Mention Me landing page checked for this record, the page says that Clare referred the visitor and asks for an email address to obtain a discount; it displays “up to 20% off” and also “20% OFF” wording. Avanti’s own referral terms describe the referred-friend reward as **up to 20% off the first policy**. Because the landing page and programme language are not a final price, verify the actual reduction in the quote basket before payment. The practical route is to open the exact link, provide the requested email address and use the discount code that is sent when buying online. Avanti’s referral page also says a visitor without a link can enter the referrer’s full name at checkout. The directory identifier is **CLARE HUNT**; do not change its spelling, replace it with another name, or assume that it is itself the final checkout campaign code. The programme appears to issue a separate code after the email step. According to Avanti’s published referral conditions, the referred customer must be a **new Avanti customer** and **over 18**. The discount is for the first policy, is issued for one month, applies only to the base premium, and does not reduce medical screening costs or optional extras where relevant. It cannot be combined with another discount code in the same order. It is not cash, a gift card for the buyer, a refund on an existing policy, a guarantee of cover, or a waiver of underwriting, medical declarations, policy excesses or exclusions. Avanti can vary the programme and can refuse a reward, so provider confirmation is still needed if the cart does not apply the expected reduction.

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Checked 23 September 2026

RAC Breakdown logo Checked

Travel & transport

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£25 Amazon Voucher

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Motorway logo Checked

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