Tesco Pet Insurance referral code: HAYLEY DUSTER & Get £30 Tesco Gift Card

Tesco Pet Insurance offer at a glance

Reward

£30 Tesco Gift Card

How to claim

Enter HAYLEY DUSTER

Category

Pets

Last checked

10 October 2026

About Tesco Pet Insurance

Tesco Pet Insurance is the cat-and-dog insurance service presented on the Tesco Insurance website. Tesco states that the cover is arranged, administered and underwritten by Pinnacle Insurance Ltd. It is not a general veterinary subscription or a discount card: a customer obtains a quotation for an insurance policy, selects a cover type and pays a premium. The live product pages describe three policy types: Lifetime, Maximum Benefit and Time Limited. Their vet-fee limits and the period for which treatment can be paid differ, so the referral reward should not be the reason for choosing a level of cover. Read the current policy booklet, Insurance Product Information Document and personal quote before deciding whether the policy meets the pet’s needs.

The service is for cats and dogs. Tesco says pets must be at least eight weeks old when cover starts and that there is no upper age limit for a quote, although age, breed, health history, location, chosen cover and claims history can affect the premium. The product page says pre-existing injuries and illnesses are not covered, certain dog breeds are excluded, and monetary limits, excesses and exclusion periods apply. It also says an age-related 20% excess applies after specified ages for dogs and cats. Those are insurance terms rather than referral rules, but they are material when considering whether to take out a policy.

For customers on the current Pinnacle policy route, the Tesco Pet Portal is the main online service after purchase. Tesco says it can be used to view policy documents, edit details, access the 24-hour vet team and make or track vet-fee claims. A vet may submit a claim through Vet Pawtal if registered; otherwise the customer can use the portal. Tesco says it aims to process complete current-route claims in around five days, while its product page reports that 97% of claims were paid within five working days between July 2025 and June 2026. Neither statement means every claim is covered or paid: the certificate, excess, limits and policy wording decide that. Tesco also says customers can cancel within the 14-day cooling-off period for a full refund of payments made if they have not claimed, and may cancel later without a cancellation fee.

This makes the practical experience a combination of buying insurance online, keeping documents in the portal and using an online claims route when needed. It is sensible to compare the actual quote, voluntary and compulsory excesses, exclusions, renewal implications and cover limits first. The referral is a separate promotional incentive attached to a qualifying purchase, not a substitute for checking suitability.

Get £30 Tesco Gift Card with Tesco Pet Insurance

This directory record is for the referral attributed to **HAYLEY DUSTER**. The tracked destination is https://mention-me.com/m/ol/bm0mkiys-hayley-duster. When checked on 10 October 2026, that live Mention Me page displayed: “you’ll get a £30 Tesco gift card thanks to Hayley” and asked for an email address to get the voucher. Tesco’s official Refer a Friend page independently says that the referrer and friend can each receive a **£30 Tesco Gift Card**, subject to terms and conditions. The directory’s earlier record was checked on 30 September 2026, and the reward amount and live destination remained consistent at this editorial check.

The qualifying action is not simply opening the landing page or entering an email address. Tesco’s official referral search result says that, for both people to qualify, the referred friend must buy a Tesco Pet Insurance policy. That official result also says the referred policy must be the friend’s first policy, but the accessible page did not expose the full sentence or the complete promotion terms. Treat “first policy” as a condition to verify with Tesco before purchase, rather than assuming it covers every possible situation such as an existing, lapsed, renewed or additional-pet policy. The public pages reviewed do not establish which cover levels qualify, whether every purchase channel is tracked, whether other promotions can be combined, any geographic or age requirement for the policyholder, or a referral limit. Those points need provider confirmation.

The official search result gives one timing indication: it says the referrer gets a £30 Tesco Gift Card 90 days after the friend buys the policy, provided the friend has not cancelled it. That is useful evidence that the reward is not a point-of-sale premium discount. However, the source text available here does not clearly set out the recipient’s own fulfilment timetable, whether both cards follow the same schedule, the delivery method, or what happens if the new policy is changed, cancelled or fails a payment. The Mention Me page’s invitation to enter an email is not proof that a gift card has been earned or delivered. Do not rely on an unverified 90-day promise for the referred customer; ask Tesco Pet Insurance to confirm the current terms and fulfilment route in writing if it affects the purchase decision.

Use the unique HAYLEY DUSTER URL at the beginning of the journey. There is no evidence that “HAYLEY DUSTER” should be typed into a standard Tesco quote box as a conventional promo code. The destination is the tracking mechanism recorded for this offer. Keep a copy of the referral confirmation, the quote or policy confirmation and the dates. The offer is recorded as active because the individual landing page resolves and the official Tesco page still advertises the same £30 bilateral reward, but it still needs provider confirmation because its full eligibility and fulfilment terms were not publicly exposed in the material reviewed.

How to claim the offer

1. 1Open the exact HAYLEY DUSTER referral destination — https://mention-me.com/m/ol/bm0mkiys-hayley-duster — in the browser you intend to use for the quotation. Confirm that it names Hayley and displays the £30 Tesco Gift Card message before proceeding. Save a screenshot or the confirmation email, including the date, because it is evidence of the referral path rather than proof of payment.
2. 2Enter the email address requested by the Mention Me landing page and follow the referral journey it supplies. Do not assume that simply providing an email earns the card. The published Tesco wording ties qualification to buying a Tesco Pet Insurance policy, and the page available to this review does not say that a manually entered quote code will recreate tracking later.
3. 3Before buying, obtain a Tesco Pet Insurance quote for the actual cat or dog and read the policy documents for the cover level offered. Check the vet-fee limit, excess, exclusions, waiting periods, cancellation rights and renewal implications. Tesco says pre-existing conditions are not covered, so make sure the decision still makes sense if the referral reward did not exist.
4. 4Confirm referral eligibility directly with Tesco Pet Insurance if there is any complication: for example, you have held Tesco pet insurance before, want to insure an additional pet, have used another discount, are buying by phone, or cannot see referral confirmation. Ask whether this precise tracked link and the policy you intend to buy count as the referred friend’s first qualifying policy. The public text reviewed does not resolve those cases.
5. 5Purchase only if the quote and wording are suitable, and retain the policy start date, policy number, referral email and payment records. Register for the Tesco Pet Portal if eligible for the current policy route so that you can view the certificate and documents. A live policy is distinct from a successful referral record, so keep both sets of evidence.
6. 6Do not cancel or alter the policy on the assumption that the reward is already secure. The official indexed wording makes the referrer’s £30 card conditional on the friend not cancelling after the purchase, and the accessible material does not give a separate recipient rule. Maintain the policy only if it remains appropriate, then check the referral communication and contact Tesco if the promised reward has not arrived after the provider-confirmed timetable.
7. 7If the referral is missing, contact Tesco Pet Insurance rather than relying solely on the insurer’s normal claims process. Explain that the issue concerns the HAYLEY DUSTER / Mention Me referral route, give the policy start date and the email used on the landing page, and attach the saved evidence. Ask for the current referral terms and a written decision on eligibility and fulfilment.

Your referral benefit

The benefit recorded for this exact promotion is a **£30 Tesco Gift Card** for the referred customer and, according to Tesco’s official referral page, a matching £30 Tesco Gift Card for the referrer when the programme’s conditions are met. For the new customer, the practical value is £30 of Tesco gift-card value; it is not a £30 reduction in the insurance premium, a reduction in an excess, an additional £30 of veterinary cover, a claim payment, cash, Clubcard points or a promise that the policy will renew at a lower price. It should therefore be valued separately from the insurance quotation.

A £30 gift card can be a worthwhile one-off incentive only after the policy itself is suitable. The premium is personalised, and Tesco says it can be influenced by factors including the pet’s age and breed, its health and past claims, the cover type and the level of cover selected. The product page also warns that renewal prices can rise and that a claim may affect a renewal price. A £30 reward cannot offset an unsuitable premium, an uninsured pre-existing condition, a high excess or a cover limit that is too low for the owner’s needs.

The public evidence does not establish the card’s exact delivery format, expiry, redemption restrictions, whether it may be exchanged, or the full timetable for the referred customer. The official indexed referral wording gives a 90-day, no-cancellation condition for the referrer, while the live HAYLEY DUSTER page asks for an email address to get a voucher. Those statements support the existence of a gift-card promotion but do not prove immediate fulfilment after email entry. Consider the reward contingent until Tesco confirms that the policy and referral have qualified and supplies the card or clear fulfilment information.

This distinction matters especially if comparing Tesco with another insurer. Compare like for like: policy type, annual or per-condition vet-fee limit, excess, waiting periods, dental requirements, travel cover and exclusions. Tesco describes useful included features such as 24/7 vetfone advice and online claims facilities, but each is governed by the policy and service terms. The referral card is a limited promotional thank-you; it does not change the underwriting decision or the policy wording.

Before you claim

• Verify the destination itself: it should be the HTTPS Mention Me URL ending **bm0mkiys-hayley-duster**, identify Hayley and display a £30 Tesco Gift Card offer. A generic Tesco page, a different referral name or a different reward amount is not this recorded offer.
• Check Tesco’s official Refer a Friend page on the same day. It should still say that the friend and referrer receive a £30 Tesco Gift Card and should link to or display current terms. If Tesco removes the page, changes the amount or says the campaign has ended, stop treating the directory record as active.
• Ask Tesco whether the policy you intend to buy is a qualifying **first policy** for the referred friend. This is particularly important for former customers, existing policyholders, multi-pet additions, renewals and anyone who has previously requested a quote. The accessible public text does not settle these edge cases.
• Before payment, verify that the referral journey remains associated with the same email address and that any quote or checkout page does not show a conflicting promotion. There is no published evidence in the reviewed material that a referral can be added retrospectively, stacked with another promotion or recovered by entering a text code later.
• Check the precise policy wording and IPID for the quote, not just the marketing page. Confirm that the pet is eligible and that pre-existing conditions, waiting periods, listed breed exclusions, cover limits and excesses are acceptable. These are insurance decisions, not referral checks, but they determine whether buying for a £30 card is sensible.
• Confirm reward fulfilment directly with Tesco if timing matters. The official indexed result says the referrer’s card follows 90 days after the friend buys and does not cancel, but the reviewed pages do not clearly state the referred customer’s timetable or delivery method. Obtain the current answer before relying on a date.
• Retain the landing-page email, policy number, start date and any gift-card message until the reward has been received. If it does not arrive after the provider-confirmed timeframe, use those records when asking Tesco to investigate the referral rather than a normal insurance claim.
• Check the policy remains in force only because it is still appropriate for the pet. Cancellation rights do not guarantee referral eligibility, and the available official wording expressly links at least the referrer’s reward to the friend not cancelling.

Tesco Pet Insurance referral questions

Sources and verification

Reviewed 10 October 2026. The status above explains how much of the recorded claim was confirmed; always check the live brand page for the latest eligibility rules, deadlines and reward details.

• Tesco Pet Insurance — product and cover information
• Tesco Pet Insurance — Refer a friend
• Tesco Pet Insurance — policy documents and exclusions
• Tesco Pet Insurance — making a claim
• HAYLEY DUSTER live referral landing page — Mention Me