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Banking & finance referral codes

Bank accounts, cards, investing, insurance and money apps. Browse 33 active listings below.

Checked

Banking & finance

Postcode Lottery

£15 Gift Card

This record is for the £15 Refer A Friend promotion attached to **Faisal Nisar**. The supplied personal referral destination is `https://postcodelottery.mention-me.com/m/ol/ys3kescd-a562181a1e`. When checked on 10 October 2026, that live Mention Me page stated that a person who signs up and plays in their first paid draw will receive a £15 gift card thanks to Faisal. The official Postcode Lottery Refer A Friend page also says that both the existing player and the new player receive a £15 gift card when the new player signs up and plays in the first paid draw. The qualifying action is therefore more than opening the link or completing a registration form. The referred person must be accepted as a player, subscribe through the scheme using the referral details, and actually play in the first paid lottery draw. The offer terms say the referred person must be aged 18 or over, resident in Great Britain, and either be new to Postcode Lottery or be a previous customer who has not played for at least 24 months before the qualifying paid draw. They must also meet the platform’s other player-acceptance conditions. A person cannot refer themselves. The official scheme page further says the referrer and referred player need separate email addresses. Use the referral link before creating the account. In the platform’s sign-up flow, choose **“Been referred?”** on the first page and enter the referrer’s full name, **Faisal Nisar**, when prompted. If the service says another player has the same name, it may request the referrer’s registered email address; that detail is not supplied in this directory record, so obtain it directly from the referrer rather than guessing. The provider can refuse player applications, refuse rewards for breached or abusive use, and withdraw the offer by publishing notice. No evidence here supports crediting a referral retrospectively if the referral route was missed, so that possibility needs provider confirmation rather than assumption.

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Checked 30 September 2026

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Banking & finance

iD Mobile

Up to £35 Cashback

**Recorded offer: Up to £35 Cashback.** The required referral code/link is **Referral link** and the exact destination is **https://aklam.io/ta6MQP1j**. Open that exact URL before starting the qualifying purchase. Do not replace it with a voucher, comparison-site click-through, a shortened URL, a manually entered code or an iD Mobile checkout that was opened separately. This is a link-led referral journey, not a general promotional code to type into a box. The current official iD Mobile Refer a Friend page describes a shared cashback structure. Its highest displayed line is £70 total, shown as £35 each for the qualifying iPhone 17 Pro 256GB offer; other listed phone and SIM-only selections show lower amounts per person. Therefore, ‘up to £35 Cashback’ is a ceiling for the participant’s possible share in this directory record, not a promise that every phone, SIM-only term or checkout price earns £35. The exact qualifying tariffs and cashback values are controlled by the live iD Mobile/Aklamio programme and may change. Read the value displayed after the referral journey begins and before ordering. If the supplied link does not show the expected iD Mobile referral registration flow or reward information, pause and obtain confirmation from iD Mobile or Aklamio rather than assuming eligibility. For the referral to qualify, the official page says the referred friend must be a UK resident aged 18 or over, follow the unique link, register with Aklamio using the required details and purchase a **new** qualifying iD Mobile plan on idmobile.co.uk. The referrer must also be a UK resident aged 18 or over and cannot refer themselves. The referred friend’s earlier iD Mobile purchase does not qualify. Upgrades are excluded. The programme also excludes Pay As You Go, data-only and business plans, as well as purchases via Currys, Carphone Warehouse, affiliate channels and named partner sites such as Mobiles.co.uk and e2save.co.uk. A purchase started on idmobile.co.uk without first using the referral link does not qualify either. The official instructions describe a 24-month phone plan or SIM-only deal, while the conditions refer more generally to a new qualifying plan. Do not infer that every SIM-only contract length is eligible. Check the referral screen for the selected tariff and, if it is unclear, ask Aklamio to confirm before buying. Both participants must keep accounts in good standing and payments up to date during the stated 90-day validation period. A cancelled or returned qualifying order removes eligibility. The page also gives a tracking safeguard: after initial sign-up, the referred person should use the same browser and device for the order and should not clear cookies. It additionally says an email address other than the one used to sign up for the Refer a Friend scheme is needed for reward eligibility; because the page’s wording can be read ambiguously across the two participants, confirm the required email setup in the referral flow rather than risking a failed track. This is cashback associated with a successful referral, not an instant checkout discount, guaranteed cash payment, service credit, reduction in monthly line rental, handset subsidy, insurance policy or network benefit. iD Mobile says the reward is non-transferable, non-refundable and cannot be exchanged for other goods or services. Once issued, it is stated to be valid for one year. The collection method and final value should be taken from the confirmation email and Aklamio dashboard rather than assumed from the word ‘cashback’. The official page says Aklamio administers tracking, payout and programme queries.

Referral linkNo code needed

View offer & terms

Checked 22 September 2026

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Banking & finance

EverUp

10M Coins

The recorded invitation identifier is **RFAS630917CQZODT**. Use the exact referral destination **https://www.everup.com/ref/RFAS630917CQZODT**; do not substitute a lookalike link, shorten it or type a different code from a third-party page. The destination was reachable when checked, but its publicly extracted page showed only the EverUp name rather than readable campaign terms. That establishes that the URL resolves to EverUp, not that the app currently displays a successful attribution for every visitor. EverUp’s official referral help page describes the referred-user reward as a one-off **10M in-app Coins** bonus when a person signs up with a referral code and then redeems £10 or more of Cashback Points towards buying gift cards. It says the £10 can be reached across more than one redemption; it does not need to come from one purchase. The same help article says phone-number verification is required for referral money and Coin rewards. Taken together, the available official material supports the directory record as a 10M-Coin referred-user promotion, conditional on signup attribution, phone verification and a cumulative £10+ of Cashback Points redeemed towards gift cards. Do not confuse that qualifying redemption with simply buying £10 of gift cards with cash. The published wording is specifically about redeeming £10+ in Cashback Points towards gift cards. A buyer may need to add another payment method if a selected card costs more than their Cashback Points balance, but any top-up amount is not stated to replace the £10 Cashback-Points condition. The reader should check the referral panel and checkout wording in the current app before spending, particularly if the displayed flow uses different language. The official help article separately describes rewards for the person sharing a link, including rank-dependent terms. Those are not a promise to the new user and are not part of this directory’s 10M-Coin reward. Nor do the sources state a cash price, a guaranteed game result, a universal brand rate, a maximum number of referred users for this exact link, or a referral-specific credit date. Provider confirmation is needed for any of those points and, most importantly, for confirmation that this individual code remains attributed to an active referral campaign at the moment of signup.

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Checked 21 September 2026

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Banking & finance

Gains

£2 Signup Bonus

**Recorded offer: £2 Signup Bonus.** Start at the exact referral URL **https://gainsapp.com/**, download the Gains app, create a new account and enter the exact referral code **VJF3D7** when the registration flow offers a referral or invite-code field. The live referral listing for this code records a £2 bonus cashback reward for a new Gains customer. It also says that the referee must earn and redeem £10 in cashback before that £2 is unlocked. Keep the code exactly as shown: **VJF3D7**. Do not substitute a different public code, an unverified deep link or a similarly named casino promotion. There is an important verification limit. Gains’ official terms do confirm that referral rewards are only granted after a referred user completes at least one “Activation”, which the terms define as a successful redemption of at least one cashback offer. The official terms also limit referral programmes to verified UK users aged 18 or over, prohibit fraudulent, duplicate and self-referrals, and say first-purchase and/or referral bonuses are allocated only once per user. However, the official pages reviewed do not publicly state **VJF3D7**, the £2 amount, or the live listing’s precise “earn and redeem £10 cashback” threshold. The listing is useful evidence of the recorded promotion, but it is not a provider term. Check the referral screen and in-app promotion before making a purchase, and ask Gains support to confirm the amount and current qualifying event if the screen does not make them clear. This reward is **bonus cashback**, not £2 paid immediately on account creation, a guaranteed bank transfer, a discount on a Pro subscription, an investment return or a reduction in a retailer’s price. It should not justify buying an unwanted gift card or spending more than planned. The official terms say bonus cashback becomes part of the cashback balance, is subject to approval and verification, and can expire if there has been no qualifying account activity for 12 consecutive months. A reward added automatically, including a referral reward, does not itself count as activity for that expiry rule. The current programme may change or be withdrawn, so this record is retained as active but needs provider confirmation.

View offer & terms

Checked 15 September 2026

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Banking & finance

TopCashback

£30 FREE

Directory record: reward=£30 FREE; code/link=Referral link; exact destination=https://www.topcashback.co.uk/ref/fas. This is a referral-link offer, not a conventional typed voucher code. Open the exact link first and complete any joining flow that TopCashback presents. The stored destination must remain exactly as supplied. At the time of this editorial check, the destination responded as a TopCashback page, but its offer terms were not exposed in the accessible page text because the site presented cookie-consent content. The directory's £30 FREE amount is therefore recorded as the stated reward, not independently treated as a guaranteed payment. TopCashback confirmation is needed for the live campaign, the member's qualification, any required eligible cashback or purchase, the permitted joining period, whether the amount is a sign-up bonus or another referral credit, whether it is one-time, and the applicable exclusions. The amount is not automatically a reduction at a retailer checkout, not a guarantee of £30 profit, not a replacement for the purchase price, and not evidence that any underlying retailer transaction is free. It should not be confused with ordinary retailer cashback, promotional voucher codes, a cash-equivalent promise before validation, or a refund of returned goods. The platform, retailer and campaign terms control the outcome.

Referral linkNo code needed

View offer & terms

Checked 10 July 2026

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Banking & finance

Trading 212

£100

The recorded directory offer is a £100 Trading 212 referral offer using the exact code/link FMStoXkl and the exact destination https://www.trading212.com/invite/FMStoXkl. Do not replace that destination with a shortened link or another code. At the checked destination, Trading 212 describes the flow as signing up for an Invest or Stocks ISA account, verifying identity, funding the account and receiving fractional shares worth up to £100. The linked official help article describes the current Invite a Friend promotion as randomly selected fractional shares, with value potentially varying between EUR 8 and EUR 100, and says the applicable campaign requirements and country rules must be checked in the account. Accordingly, £100 is the stored directory reward headline, not a promise that every eligible participant receives £100 in cash or a £100 share. The exact value, share selection, campaign period, qualifying deposit and availability need confirmation from Trading 212 for this particular link and the applicant's country before signup. The referral benefit is not interest, guaranteed investment performance, a cash withdrawal bonus, a fee waiver, insurance, tax relief or compensation for market losses. It does not change the underlying order, custody, FX, tax, withdrawal or investment-risk terms.

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Checked 18 June 2026

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Banking & finance

Freetrade

£100 Free

The Referral Code Directory stores this offer as reward=£100 Free and code/link=Referral link. The exact referral URL supplied for this record is https://magic.freetrade.io/join/faisal/4953c3fc and must be used exactly as written. The destination was reachable when checked and says that a new Freetrade customer can receive a free share after using Faisal's link, completing the relevant onboarding steps, filling in W-8BEN and making at least £50 net funding. The destination describes the current reward as a randomly selected free share valued between £10 and £100 at the time of award, with higher-value shares less likely. The general official free-share page likewise describes a £10–£100 share, usually revealed within 7–10 days after qualification and placed in the recipient's GIA. Because the directory's immutable label says £100 Free while the live destination describes a range and weighted probability, readers should treat £100 as the directory record's headline maximum/label, not a guaranteed cash payment or guaranteed £100 share. Provider confirmation is needed if the live terms, eligibility, value range or fulfilment timing differ at the point of signup.

Referral linkNo code needed

View offer & terms

Checked 11 June 2026

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Banking & finance

Tapster

20% Off

The recorded directory offer is 20% Off for Tapster, using the exact referral code TBFaisal20 or the exact referral destination https://gotapster.com/discount/TBFaisal20. The destination was reachable when checked and presents Tapster’s wearable proposition, but it does not expose a readable checkout confirmation proving that this particular code is accepted, nor does it state a complete set of current exclusions. Accordingly, readers should regard 20% off as the recorded offer, not as a guaranteed entitlement until Tapster shows the reduction in the basket or confirms it with support. Do not change, shorten, substitute or manually retype the stored code or URL. The official Tapbassador page says that ambassadors receive a unique 20% discount code to share and that all wearables are included in the 20% referral code they share; however, it does not establish that every product, bundle, shipping charge, tax, replacement order or later promotion must qualify. Provider confirmation is needed for those points.

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Checked 10 June 2026

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Banking & finance

Chip

£50 FREE

The directory's immutable offer is £50 FREE with code/link CHIP-BGK748 and exact destination https://www.getchip.uk/get-your-boost?code=CHIP-BGK748&name=Faisal. The supplied destination was reachable when checked on 18 October 2026 and displayed an invitation to join Chip, asking the recipient to enter an email address and download Chip by 23:59 on 31 October. It states that the person must sign up with the referral code, deposit at least £1,000 into a Chip Account, and hold at least £1,000 for 90 days. Chip's detailed official reward page says the referred person must be a new customer, meaning someone who has never previously held a Chip account; the offer window shown there is 1 October 2026 to 23:59 on 31 October 2026. It says the £1,000 can be split across eligible Chip savings and/or investment accounts: Chip Cash ISA, Chip Smart Cash ISA, Chip Instant Access Account, Prize Savings Account, General Investment Account and Stocks and Shares ISA. The Chip Pension is expressly excluded. The detailed page also says the referred person has 120 calendar days from the date of being referred to meet the criteria, including 90 consecutive calendar days at or above £1,000. If the balance drops below £1,000 during the holding period, the countdown starts again from zero when the minimum is restored. Both parties are stated to receive a £50 bonus, paid into a Chip Instant Access Account or Prize Savings Account. The recipient must have an open eligible receiving account; if both are open, the destination page says payment goes automatically to Instant Access, while the detailed page says Instant Access is used automatically and Prize Savings is used if Instant Access is not open. Because these official pages should be read together and promotion rules can be updated, provider confirmation is needed if the app shows different wording, if the code is not accepted, or if the dates displayed at checkout differ. The £50 is a bonus credit, not £50 of cash guaranteed immediately, not interest, not a prize-draw entry, and not a reduction in any investment loss or account fee. The destination says a bonus paid into Instant Access does not count towards the balance used to calculate interest; a bonus paid into Prize Savings does not count as cash balance for monthly prize-draw entries. It also says bonus payments can take up to five working days to reach a linked bank account after withdrawal. The qualification deposit is therefore not a promise that the underlying account will pay a particular rate or remain fee-free. Chip's pricing page says the standard plan has no monthly cost, but ChipX has a 28-day subscription charge and investments can have platform and fund-manager charges. Check the current pricing page and the product screen before funding. Do not assume FSCS protection, tax treatment, withdrawal speed, rates or fees are identical across products: Chip's pages contain product-specific and, in places, inconsistent protection wording, so confirm the applicable terms directly with Chip.

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Checked 6 June 2026

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Banking & finance

Coca Cola

£5 FREE

The directory record is for Coca-Cola, slug coca-cola. The immutable reward is £5 FREE and the immutable code/link is TERRY-R44. Use the exact referral destination https://www.yourcoca-cola.co.uk/; do not replace it with a shortened URL or another Coca-Cola page. The official referral page says a successful referral gives the existing customer £5 off their next order, while the friend receives £5 off their first order when they spend £25 or more. It says the friend must use the referrer’s unique code or unique referral link, create or use an account, and place a first order of £25 or more on qualifying products. The page says the referring customer’s credit is sent by email within 24 hours after the friend’s order dispatch date, and that awarded credit expires after 12 months. The stored directory record says £5 FREE; in practice, the provider’s wording describes an account credit or discount rather than cash. It is not a £5 bank payment, cash withdrawal, guaranteed free delivery, blanket £5 reduction on every basket, or a promise that the underlying drinks are free. The friend’s stated £25 threshold, qualifying-product condition, first-order rule and any checkout rules still apply. Coca-Cola does not state on the pages checked whether £25 is measured before delivery, after other discounts, or against the full basket, so confirm the basket treatment with the provider. The referral page also says a person with an account who has never shopped with Your Coca-Cola may still use the scheme, but an existing shopper’s qualification is not established. Do not assume the offer can be combined with other promotions, used more than once per person, transferred, exchanged for cash, or used against delivery or subscription charges: those points are not confirmed for this referral page and should be checked before payment. The referral benefit is separate from the shop contract. Product prices, stock, delivery availability, delivery charges below the homepage’s advertised £40 threshold, payment terms, substitutions, recurring subscription commitments, cancellation rights and customer-service policies remain governed by the shop’s current checkout and terms. The Coca-Cola App and The Club are also separate experiences. Their official FAQ and terms discuss app accounts, promotional codes, points, prizes, age/residence and data or internet requirements, but those app rules do not prove eligibility for this Your Coca-Cola shop referral. Do not enter TERRY-R44 into the Coca-Cola App unless the shop or provider specifically instructs you to do so.

View offer & terms

Checked 30 May 2026

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Banking & finance

Rooster Money

£10 FREE

Referral Code Directory record: £10 FREE. Exact referral code/link: 66HGH-49. Exact destination: https://roostermoney.com/referrals/66HGH-49. Keep both the code and URL exactly as written. Important live-page discrepancy: when checked on 18 October 2026, the supplied referral destination displayed a “£20 Refer a Friend” offer, not £10. It said the offer runs from 3 August 2026 to 31 January 2027, is for existing Rooster Card customers referring new customers, and requires the referred friend to complete the one-month free trial and make the first payment. It also stated that both people receive the bonus within 10 working days after those conditions, subject to further conditions on the page. Because the directory’s immutable reward is £10 FREE, this record must not silently replace it with £20. Treat £10 as the stored directory offer and obtain confirmation from Rooster Money/NatWest before relying on the amount, campaign dates or current terms. The live page says a referral can be made only by an existing Rooster Card customer, one account per household can make referrals, a person from the referrer’s own household cannot be referred, and an existing Rooster customer is not eligible as a referred friend. It also states one referral bonus per account per household, a maximum of 10 referrals per calendar year, no employee eligibility, and that the offer may be amended or withdrawn. These are provider-published conditions, not guarantees that every account will qualify.

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Checked 27 May 2026

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Banking & finance

Gohenry

£20 FREE

Recorded directory offer: £20 FREE when using the exact GoHenry referral code/link GOCS29022_YH at https://www.gohenry.com/uk/referrals/. The code and URL are immutable. The exact qualifying action, eligible customer definition, reward recipient, fulfilment method and timing are not all visible on the checked destination. GoHenry’s general website/app terms say its Recommend a Friend scheme is for a genuinely new referral, requires the referrer to know the person and obtain their agreement, and may take up to two weeks to credit; those terms also say the gift can change. Confirm that the £20 campaign is live and applicable before relying on it.

View offer & terms

Checked 14 May 2026

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Banking & finance

Seoclerk

$5

Stored listing facts: slug=seoclerk; platform=Seoclerk; category=Money Saving; reward=$5; referral code/link label=Referral link; exact referral URL=https://www.seoclerk.com/linkin/863973; listing checked=4 May 2026. The official affiliate page says every member has an affiliate link, says the programme has no stated limitation on starting, and describes lifetime commission on purchases made by referred affiliate members. It also says standard affiliate earnings are 5% per order for services, with some sellers offering more, and separately explains that an affiliate can give a $5 coupon from Ionicware after applying to enable coupon generation. Those are programme-level statements, not proof that every visitor to this specific stored URL receives the same treatment. The official terms add important qualifications: a Tracker counts referrals; Ionicware decides whether a referral is qualified; disputes can delay payment; payment is issued on request but no more frequently than monthly; payment is in USD by an agreed method; and payment is not owed where the referred account has not signed up or followed required procedures. The page does not publish a complete consumer-facing eligibility matrix for the $5 reward. Treat the realistic value as up to $5 of verified promotional value if the live terms accept the referral and the user completes all required steps. Do not budget the reward as cash, transferable credit, a refund, or a guaranteed discount until the checkout or account dashboard says so. Do not create duplicate accounts or manipulate tracking: affiliate rules prohibit spam, misleading relationships, commission inflation, scraping, fraud and unlawful activity.

Referral linkNo code needed

View offer & terms

Checked 4 May 2026

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Banking & finance

Binance

Special Offer

Special Offer The exact directory referral URL is https://www.binance.com/en/activity/referral/offers?stopRedirectToActivity=true. Use this URL as stored; do not substitute a different campaign URL.

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Checked 19 April 2026

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Banking & finance

Minted Gold

£10 FREE

Recorded referral facts: platform Minted Gold; referral code/link label 1PUDMS; exact referral URL https://app.theminted.com/ref/1PUDMS; reward £10 FREE; listing checked 27 March 2026; category Shares & Crypto. The provider's public referral article explains the broad mechanic: a friend follows a unique link, receives £10 to begin a gold accumulation plan, then the referral enters approval after the friend sets up a monthly plan or completes a transaction. The same article says the referrer can track status in a referral tab and describes separate referrer cashback amounts for early successful referrals, but those referrer rewards are not the immutable £10 customer offer and should not be conflated with it. It also describes a referral limit of up to 14 people. What is not safely promised: the exact qualifying order size, whether a one-off transaction and a monthly plan are treated identically, when the £10 is credited, how long it remains available, whether it can be sold or withdrawn, whether existing users are excluded, how duplicate or self-referrals are handled, and whether the provider can amend or withdraw the promotion. Confirm those points in the linked flow, the Fees Page, the account's referral terms and Minted support before depositing money. The reward is a promotional incentive, not a substitute for checking the product's spread, fees, storage, delivery and price volatility.

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Checked 27 March 2026

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Banking & finance

Raisin

£100 FREE

**£100 FREE Raisin referral offer — Referral link:** https://www.raisin.com/en-gb/referral/?raf=92c0dda3d7ef763433834fc9628634b25bcfd104 The exact referral URL above is the referral link for this record. It must be opened before completing a new Raisin UK registration so that Raisin has the best opportunity to associate the new customer with the referral. Raisin’s official UK ‘Refer a friend bonus’ page says that the referrer and the referred friend each receive £100 when the friend opens and funds a qualifying fixed-rate bond. It describes the £100 terms as applying to successful referrals made on or after 31 October 2025. The reward is credited to the relevant Raisin UK Transaction Accounts, with the page saying payment is made within 28 days of the referred customer opening and funding the qualifying bond. For the published £100 criteria, the referred person must be a new referral registration, fully register for Raisin UK, and make their first successfully opened savings account a qualifying fixed-rate bond. That bond must have a term of **one year or longer** and a **minimum opening deposit of £10,000**. The qualifying £10,000 cannot be divided across several savings accounts; it must be in one qualifying savings account. A reader who opens an easy-access or notice account first, selects a fixed term of under one year, funds less than £10,000, has an unsuccessful application, or was already registered should not expect the £100 reward. The referral page also contains a separate paragraph referring to £5,000, six-month products and easy-access or notice accounts. That wording conflicts with the page’s stated £100 / £10,000 / one-year criteria and is not sufficiently explained on the extracted page. Do **not** rely on the £5,000 text as an alternative way to earn this £100 reward. Confirm the qualifying product and the referral attribution with Raisin UK before committing funds, especially because the exact referral destination was live but its text-only response did not display the personalised promotional terms. The £100 is not a higher savings rate, a discount on the £10,000 deposit, a substitute for the required deposit, or a guarantee of investment or savings performance. It is not earned merely by clicking the link, creating an incomplete application, or sharing the link. A former Raisin £100 welcome-bonus page is explicitly expired and used a different promotion; it must not be confused with this referral offer. Terms, availability and product range can change, so provider confirmation remains necessary immediately before applying.

Referral linkNo code needed

View offer & terms

Checked 29 September 2026

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Banking & finance

Robinhood

Free fractional stock up to £175

**Recorded offer:** Free fractional stock up to £175. The referral code/link recorded for this directory entry is **Referral link**. Use the exact, unshortened destination: https://join.robinhood.com/faisaln-53ae5f The destination was reachable when this record was checked and says that Faisal invited the visitor, that the visitor should sign up and fund the account, and that the visitor can choose a gift stock. However, its current wording describes the gift as worth **$7–$175**, with 96% of rewards between $7 and $8. Robinhood’s UK reward help likewise says the cash value used to buy the offered share or fractional share is between $7 and $175, and says approximately 96% of participants receive $7–$8 net. This differs in currency from the immutable directory headline, Free fractional stock up to £175. There is no provider confirmation on the checked pages that the live maximum is £175, or of a conversion from the stated dollar range. Treat the £175 wording as the directory’s recorded label, not as a confirmed cash value, and check the in-app offer and Robinhood Support before relying on it. Robinhood’s published UK referral conditions say a referred person must be a UK resident and a new Robinhood UK brokerage customer who has never previously held that brokerage account. They must apply, be approved, link a bank account and complete a deposit within 14 days. The referred customer receives one fractional-share reward when the conditions are met; a referrer’s separate reward does not increase the new customer’s reward. The amount is a value to use entirely on a share or fractional share from Robinhood’s offered list, not a cash payment, a guaranteed £175 holding, a recommendation to invest, or a guarantee that the share will profit. No qualifying deposit amount is stated on the checked referral pages, so do not assume one: obtain provider confirmation if that detail matters. The terms say the promotion is personal-use only, non-transferable, non-saleable, unavailable with other offers and limited to once per eligible new customer. They also list exclusions, including Robinhood or affiliate employees and contractors, household members of such people, employees of securities regulators or exchanges, market makers, and registered representatives or broker-dealers. Robinhood may change or end the offer without notice, and may decline, rescind or liquidate a reward in suspected fraud or terms-breach cases. These are material restrictions rather than minor technicalities.

Referral linkNo code needed

View offer & terms

Checked 17 September 2026

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Banking & finance

Cuvva

£10 Off

£10 Off

Referral linkNo code needed

View offer & terms

Checked 24 February 2026

Checked

Banking & finance

Zilch

£5 FREE

Offer: £5 FREE in Zilch Rewards for both sides of a successful referral, using the exact Referral link shown above. Stored listing facts: the platform is Zilch; the slug is zilch; the category is Finance; and the listing was checked on 21 February 2026. Current official referral guidance available at the verification date says the referrer must be a UK resident aged 18 or over with an existing Zilch account. The friend must use the unique link, sign up, complete identity verification, be approved and receive a Zilch card within 30 calendar days. The detailed terms call these the Referral Tasks and say the account must be approved and the card received before the payment trigger is satisfied. They also say Zilch can change, suspend or terminate referral terms, refuse a reward where there is suspected fraud or a breach, and stop rewards where a link is promoted inappropriately, such as through advertising. Zilch’s ordinary sign-up guidance gives additional account criteria: at least 18, UK resident, one account only, a valid UK debit card, a UK address, a mobile number and an email address; identity and electronic verification and a soft credit check are part of the process. A soft credit check does not affect the credit score according to the help page, but approval is not guaranteed. Before committing, read the referral terms presented in the app and the repayment, fee, data and card terms that apply to the product you actually select. If the app shows a different reward, deadline or qualification step, the live provider terms take precedence over this directory copy. Checked at: 2026-10-19. Verification status: recorded-active-needs-provider-confirmation.

Referral linkNo code needed

View offer & terms

Checked 21 February 2026

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Banking & finance

Park Savings

£10 FREE

Reward: £10 FREE. Referral code/link label: Referral link. Exact referral URL: https://getpark.mention-me.com/m/ol/hn8it-b35ca117ab. The stored listing says the reward is £10 FREE and the official live referral page says the refer-a-friend programme is managed by Mention Me, which processes data and sends referral-service emails. The same page displays a minimum £25 balance requirement for the friend’s account and the referrer’s account and says acceptance means agreeing to the Terms and Conditions. In realistic terms, £10 is valuable only if the new customer would use Park anyway and completes every qualifying step; it is not £10 cash in a bank account unless the applicable terms say how and where it is credited. Park’s separate page titled Recommend a Friend contains an apparently historic 2013 table referring to Love2shop vouchers and order-value bands, so that page should not be treated as the current £10 mechanic without provider confirmation. The current page does not expose every detail in the captured text, including whether the reward is a voucher, account credit or another benefit, exact fulfilment timing, whether one person may refer multiple people, or all exclusions. Use the supplied link, retain screenshots of the live terms, and confirm the reward destination before committing money.

Referral linkNo code needed

View offer & terms

Checked 14 February 2026

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Banking & finance

Clearpay

£10 FREE

**Exact referral URL:** https://clearpay.onelink.me/ah1q/us6bjet **How it works:** The stored link label is FAISA-EBCRQ. The new customer must sign up directly through the unique referral link and complete a first Clearpay purchase over £50. The new customer receives a £10 referral-credit promotional code for an eligible future Clearpay purchase of £50 or more. The referring customer receives £10 off a subsequent eligible Clearpay purchase of £50 or more. The official referral terms say referral credit expires 90 days after issue, is one-time use, is non-transferable, cannot be exchanged for cash and cannot be applied to an order already placed. It is applied against the original purchase value shown by the retailer, including tax and shipping, reducing the four payments equally. The official pages and terms should control if the app displays different eligibility or expiry information. **Platform:** Clearpay **Referral code or link label:** FAISA-EBCRQ **Recorded reward:** £10 FREE **Value and limits:** For a £50 qualifying order, £10 is a nominal 20% saving; for a larger eligible order it is a smaller percentage. It is not £10 paid into a bank account. The referral terms say an inviter may refer up to five unique referred customers during the programme, for a maximum promotional discount total of £50, and must share only with direct friends, acquaintances or family rather than publish a generated code in a public forum. These stored facts are included for transparency, but the exact referral URL and listing were supplied as directory facts and provider confirmation is still required.

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Checked 13 February 2026

Checked

Banking & finance

Remitly

£10 FREE

£10 FREE — referral code/link label: BETTER; exact referral URL: https://remit.ly/130lii6j

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Checked 7 February 2026

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Banking & finance

PayPal

£10 FREE

£10 FREE — referral code/link label: Referral link; exact referral URL: https://py.pl/1wKSvR

Referral linkNo code needed

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Checked 5 February 2026

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Banking & finance

Wealthyhood

£200

£200 — referral code/link label: Referral link; exact referral URL: https://wealthyhood.onelink.me/TwZO/b236dq9r?wlthd=h0lejt90

Referral linkNo code needed

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Checked 2 February 2026

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Banking & finance

Wombat Invest

£10 FREE

£10 FREE — referral code/link label: KX5N86SC; exact referral URL: https://uk.trustpilot.com/review/wombatinvest.com

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Checked 1 February 2026

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Banking & finance

Monese Account

£30 FREE

£30 FREE — referral code/link label: ZAAKI607; exact referral URL: https://www.financeads.net/tc.php?t=54750C252251278B

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Checked 9 January 2026

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Banking & finance

Snoop

£5

£5 — referral code/link label: Referral link; exact referral URL: https://click.snoop.app/M2Tu/udttbqni

Referral linkNo code needed

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Checked 26 December 2025

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Banking & finance

Profile Pensions

£50

£50 — referral code/link label: Referral link; exact referral URL: https://mention-me.com/m/ol/zr8ml-faisal-nisar

Referral linkNo code needed

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Checked 22 December 2025

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Banking & finance

Biscuiteers

15% off

Reward: 15% off. Referral code/link label: HAYLEY. Exact referral URL: https://biscuiteers.mention-me.com/m/ol/hx4mr-hayley-duster. The safest way to use this offer is to open the exact link first, allow it to establish the referral session, and then shop on the Biscuiteers website in the same browser session. If the landing page presents a code, copy it exactly; if it applies the saving automatically, continue without replacing it with another code. Enter or confirm the discount at checkout before paying and check that the order total has actually fallen by 15% of the eligible merchandise subtotal. The 15% figure is the stored listing reward, while the individual referral landing page was not machine-readable during checking; therefore the referral page’s live expiry date, minimum spend, new-customer definition, product exclusions, and whether the discount applies to delivery must be confirmed on the landing page or at checkout. Biscuiteers’ published general promotion terms say offers are time-limited, normally apply once the stated code is entered at online checkout, exclude delivery unless stated otherwise, cannot be combined with another offer unless expressly stated, and may exclude charitable collections, bespoke orders and corporate orders. They also say promotional terms can change or be withdrawn without notice and that personalised promotions may only be redeemed by the customer who received them. Those general terms are important limitations, but they do not by themselves prove every condition of this specific HAYLEY referral.

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Checked 4 December 2025

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Banking & finance

Join Honey

Special Offer

The offer listing labels this entry “Special Offer” and records “Referral link” in its code field. It supplies https://joinhoney.com/ref/nkxuxe8. The description also uses https://www.joinhoney.com/ref/nkxuxe8. Both are recorded addresses; neither has been tested at checkout here. The source description invites users to sign up to Honey rewards through the referral link for “FREE Bonus Honey rewards”. That wording records a promotional claim, not a confirmed entitlement. There is no stated reward amount, cash equivalent, redemption method or payment timetable. The offer listing marks the listing “active” and gives a checked date of 28 October 2025. This is evidence of its listing status, not a guarantee that the offer remains available. A working Honey page alone would not establish that the referral bonus still applies. Signing up through the referral link is the only action explicitly requested in the description. It does not state a purchase requirement, minimum spend, installation requirement or eligibility restriction. Those omissions leave questions to resolve; they do not specify unconditional eligibility or a purchase-free bonus.

Referral linkNo code needed

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Checked 28 October 2025

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Banking & finance

Daymade

30% off

The Daymade referral offer includes a Daymade referral reward of “30% off”, with code VLHX9RLPG. Its description specifically says to enter that code during checkout to receive 30% off a first purchase. This is the referral offer, not confirmation that the discount will work today. The associated referral URL is https://www.daymade.co.uk/?ri=vlhX9rlpg. Preserve that address as supplied if using it. The listing does not specify whether following the link automatically applies a discount, or whether the link and manual code must both be used. The listing was marked “active” and checked on 24 October 2025. That dated listing status is useful context, but it does not prove continuing availability. No expiry date, official promotional terms or independently observed successful checkout is included in the listing. Neither a minimum spend nor a maximum discount is supplied. Their absence from the description does not specify that no restrictions exist. The live terms and the checkout calculation should resolve any limits, exclusions or conflict with the offer listing wording before payment.

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Checked 24 October 2025

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Banking & finance

WorldRemit

£10 FREE

The offer listing headline is “£10 FREE”, but its description makes a narrower claim: register using referral code REFERCHKV16E71K53 and receive a £10 voucher after making transfers totalling £75 or more. It does not describe an immediate cash payment. The supplied referral address is https://www.worldremit.com/en/refer-a-friend/invited?code=REFERCHKV16E71K53. Although the available offer information says the destination URL was not supplied, the offer listing evidence does contain this address. Its inclusion does not specify that it still opens a valid invitation or preserves the recorded terms. The recorded instructions say to click the referral link and enter REFERCHKV16E71K53 on the signup page when registering. They suggest that referral attribution belongs at account creation; they do not specify whether an existing customer can qualify or add the code retrospectively. A separate instruction mentions entering 3FREE in the promotional box just before payment to obtain “free trans.” That abbreviated claim lacks full conditions. Neither its precise scope nor compatibility with the referral voucher is established, so treat it as a separate promotion requiring confirmation.

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Checked 27 September 2025

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Banking & finance

Cashback.co.uk

£5 FREE

The Cashback.co.uk referral offer includes the reward as “£5 FREE” and the code field as “Referral link”. Its status is recorded as active, with a checked date of 27 August 2025. That historical entry does not prove the promotion remains available when you read this. Unlike the available offer information, which says no destination URL was supplied, the listing includes this referral address: https://www.cashback.co.uk/referred?by=06a00233-1edc0e6d-5b8f-6a4e-996b-444230303031&utm_source=cashback-blog&utm_medium=email&utm_campaign=WelcomeDOI&utm_content=survey-menu. It is the referral route, not a link tested at checkout here. The available offer information’s missing-link statement should therefore be disregarded. The address contains a referral identifier and campaign parameters. Those identify the supplied link’s structure; they do not specify eligibility, successful tracking or entitlement to £5. No separate code for manual entry is supplied. Most importantly, the offer listing does not explain what earns the reward. The available offer information interprets it as a referred-user benefit, but the headline alone does not specify the recipient, reward format or qualifying action. Confirm those details before treating £5 as part of your expected return.

Referral linkNo code needed

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Checked 27 August 2025