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Partially verified — check provider terms

Profile Pensions referral link & Get £50

Use the Profile Pensions referral link to get £50. See what the brand offers, how to apply and what you need to do next.

Profile Pensions offer at a glance

Reward
£50
How to claim
Use the referral link
Category
Banking & finance
Last checked
22 December 2025

Evidence status

Partially verified — check provider terms

Some platform or offer details are supported, but the final reward or qualification should be confirmed on the provider page.

About Profile Pensions

Profile Pensions

Get £50 with Profile Pensions

£50 — referral code/link label: Referral link; exact referral URL: https://mention-me.com/m/ol/zr8ml-faisal-nisar

How to claim the offer

  1. 1Open the exact Referral link: https://www.profilepensions.co.uk/. Confirm that the page is Profile Pensions and save evidence of the displayed offer before entering personal information.
  2. 2Ask Profile Pensions through its official contact route to confirm the £50 FREE promotion in writing. Specifically confirm the qualifying customer, whether a referral must be new, any minimum pension or contribution, whether the referral URL is tracked, exclusions, reward form, and payment deadline.
  3. 3Check your pension type and employment position. Do not assume you qualify: Profile Pensions says it will not accept transfers from defined-benefit schemes, defined-contribution schemes with safeguarded benefits such as guaranteed minimum pensions, or a workplace pension where an employer is currently contributing.
  4. 4Gather current provider statements for every pension you might consider. Note value, charges, investment choice, exit penalty, guarantees, protected tax-free cash, with-profits status, insurance benefits and retirement age. Ask the current provider for transfer information rather than relying on an estimate.
  5. 5Complete Profile Pensions' fact-find with accurate aims, objectives, financial circumstances and attitude to risk. Review the written personal recommendation, selected funds, platform and projected retirement income; do not accept a recommendation you do not understand.
  6. 6Choose the appropriate route. The transfer-only service does not check penalties or guarantees. If you need lost-pension tracing and checks, ask about Find, Check & Transfer and understand its one-off 1% arrangement fee on transferred value.
  7. 7Compare total costs, not just the advertised reward: the terms list 0.6% ongoing service, 0.12% platform up to £250,000, fund charges and potentially 1% arrangement fee. Compare those figures with staying put or an employer scheme.
  8. 8Only authorise the transfer after confirming benefits will not be lost and the recommendation is suitable. Keep the recommendation, fee illustration, referral confirmation and transfer correspondence.
  9. 9After completion, check the secure account, transferred amount, fund allocation, charges and any reward status. Contact Profile Pensions promptly if the payment is missing or the recorded referral does not match the written confirmation.

Your referral benefit

Use the Referral link to visit Profile Pensions and investigate a personalised pension service that can combine eligible old personal pensions, recommend investments from across the market and provide continuing monitoring through an online account. The stored listing advertises £50 FREE, but Profile Pensions' official pages reviewed for this article do not publish a corresponding referral reward, qualifying event, payment timing or exclusion list. Accordingly, £50 FREE is retained as the immutable listing benefit rather than presented as a provider-confirmed guarantee. Before transferring money or accepting advice, ask Profile Pensions to confirm in writing whether the reward is live, who qualifies, whether the referred customer or referrer receives it, whether the referral must be tracked through this exact URL, and when any payment is made.

The underlying service may be useful to someone who wants help organising eligible defined-contribution pension pots rather than managing fund selection alone. Profile Pensions says it gathers information about aims, objectives and circumstances, makes an investment recommendation, can arrange contributions or a transfer to its chosen platform, invests with agreement, and offers ongoing service. Its homepage says the online account shows balance and performance, supports messages to a pension expert and provides retirement-income illustrations. It also says private pension access is from age 55, with its terms noting that the normal minimum pension age rises from 55 to 57 from 2028. These are service features, not extra value that removes investment risk or charges.

Charges matter. The official terms state that the ongoing service charge is 0.6% a year of pension value, deducted monthly. The platform, powered by Aegon, is stated as 0.12% a year on balances up to £250,000, with no further platform charge above that threshold; recommended funds also have their own charges. Profile Pensions' example for a £10,000 pension gives 0.83% in total using a typical 0.11% fund charge, although actual fund charges can differ. Its additional Find, Check & Transfer service costs a one-off 1% of transferred pension value and is deducted from the pension; no arrangement fee is charged for additional lump sums or regular contributions, and no arrangement fee is payable for a pension transferred under the standard Ongoing Service. Compare the complete cost with the existing scheme and any reward before proceeding.

Investment values can fall as well as rise and the provider says the full amount invested may not be returned. A transfer can also surrender valuable benefits. The official transfer guide highlights exit penalties, guaranteed minimum pension increases, spouse benefits, loyalty bonuses, protected tax-free cash, discretionary increases, with-profits bonuses and market value adjustments/reductions, as well as life assurance, waiver of premium and early-retirement rights. Consolidation is not automatically better: a cheaper existing plan with suitable investments and valuable guarantees may be preferable.

Eligibility is particularly important. Profile Pensions says it will not accept transfers from defined-benefit schemes such as final-salary or average-salary plans, defined-contribution schemes with safeguarded benefits such as guaranteed minimum pensions, or a workplace pension to which an employer is currently contributing. The transfer-only service does not find pensions or check policy penalties and benefits. The separate Find, Check & Transfer service can track down lost pensions and check for exit penalties or guarantees over £50, but the terms say it cannot guarantee finding every charge or guarantee and does not check some pensions considered unlikely to contain them.

Because the referral terms are not visible in the reviewed provider material, treat the offer as conditional until confirmed. Do not assume opening an account, requesting a quotation or transferring a pension triggers £50 FREE. Keep a dated screenshot of the listing and the landing page, record any confirmation from Profile Pensions, and do not transfer solely to obtain a relatively small reward. Pension transfers are long-term decisions; consider independent guidance, including MoneyHelper, where benefits or safeguarded rights may be involved.

Before you claim

  • Use the exact stored referral URL: https://mention-me.com/m/ol/zr8ml-faisal-nisar
  • Use the exact stored referral code or link label: Referral link
  • Reward verification: the stored listing states £50 FREE, but the reviewed official Profile Pensions homepage, terms and transfer guide do not state a £50 referral reward or its conditions. Verify directly before relying on it.
  • URL integrity: use the exact stored destination https://www.profilepensions.co.uk/; do not substitute a shortened or third-party link.
  • Provider and regulatory check: Profile Financial Solutions Ltd is associated with Profile Pensions; the FCA Register link is included in Sources, although its dynamic page did not expose readable firm details in the text fetch.
  • Transfer suitability: check whether the current pension has safeguarded or guaranteed benefits, defined-benefit rights, protected tax-free cash, with-profits exposure, market value reductions, spouse benefits, insurance or early-retirement rights.
  • Employer check: verify that no employer is currently contributing to the pension being transferred, because the provider's guide says such workplace pensions are not accepted for transfer.
  • Cost check: obtain a personalised illustration of service, platform, fund and any arrangement charges. A reward must not be allowed to outweigh a materially higher ongoing cost or lost benefit.
  • Risk check: review attitude-to-risk, investment horizon and the warning that fund values can fall and may not return the full amount invested.
  • Timing and evidence check: retain the listing checked date, screenshots, written reward confirmation and account records; provider promotion terms can change after the listing date.

Profile Pensions referral questions

What is the Profile Pensions offer?

The immutable stored listing records reward=£50 FREE and labels the destination Referral link. The exact destination is https://www.profilepensions.co.uk/. The provider material reviewed does not confirm the referral reward, so verify the live terms with Profile Pensions before signing up or transferring.

Who can use the Profile Pensions referral link?

The referral audience and any new-customer definition are not stated in the official pages reviewed. Ask whether existing users, previous applicants, household members, employees, advisers, or people who started an application elsewhere are excluded, and whether a minimum transfer or contribution applies.

Does simply clicking the link earn £50 FREE?

Do not assume so. The stored listing does not specify the qualifying action, and the official pages reviewed do not publish a payment trigger. Confirm whether an account, completed fact-find, accepted recommendation, contribution or completed transfer is required.

Can I transfer any pension to Profile Pensions?

No. Its official transfer guidance says it will not accept defined-benefit pensions, defined-contribution pensions with safeguarded benefits such as guaranteed minimum pensions, or a workplace pension to which an employer is currently contributing. Confirm your exact scheme before applying.

What does Profile Pensions charge?

The official terms state 0.6% a year for ongoing service, deducted monthly; an Aegon-powered platform fee of 0.12% a year on balances up to £250,000; and fund charges that vary by recommendation. Find, Check & Transfer adds a one-off 1% of transferred pension value. Get a personalised illustration.

Is pension transfer advice included?

Profile Pensions says it gathers personal information and provides an investment recommendation, while its transfer-only service is expressly not advice and does not check penalties or guarantees. Ask which service you are accepting and read the written scope before authorising anything.

What can be lost when I transfer?

Possible losses include guaranteed increases, spouse benefits, loyalty bonuses, protected tax-free cash, with-profits bonuses, protection from market value reductions, life assurance, waiver of premium and early-retirement rights. Obtain scheme-specific information first.

Can Profile Pensions find old or lost pensions?

Its additional Find, Check & Transfer service can track down lost pensions and check for exit penalties or guarantees over £50, but the terms say it cannot guarantee finding every issue and does not check certain pensions deemed unlikely to contain such features.

When can I access a Profile Pensions pension?

The homepage describes access from age 55. The terms say the minimum pension age rises to 57 from 2028. Tax rules and personal circumstances matter, so confirm the applicable age and withdrawal implications at the time.

Is my investment guaranteed?

No. Profile Pensions warns that investment funds can rise and fall and that you may not get back the full amount invested. A referral reward, if confirmed, does not protect the pension from investment losses, charges or tax changes.

What should I do if the reward is not paid?

Keep the dated listing, referral URL, confirmation email, application evidence and any written eligibility decision. Contact Profile Pensions through its official channel and ask for the promotion terms and a reasoned response. Escalate a complaint using its complaints process if necessary.

What category and listing date apply?

The immutable listing facts are category=Finance and listing checked=22 December 2025. This article was checked against available provider pages on 2026-10-20; promotion conditions may change, so reconfirm them before acting.

Sources and verification

Reviewed 22 December 2025. The status above explains how much of the recorded claim was confirmed; always check the live brand page for the latest eligibility rules, deadlines and reward details.

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This record is for the £15 Refer A Friend promotion attached to **Faisal Nisar**. The supplied personal referral destination is `https://postcodelottery.mention-me.com/m/ol/ys3kescd-a562181a1e`. When checked on 10 October 2026, that live Mention Me page stated that a person who signs up and plays in their first paid draw will receive a £15 gift card thanks to Faisal. The official Postcode Lottery Refer A Friend page also says that both the existing player and the new player receive a £15 gift card when the new player signs up and plays in the first paid draw. The qualifying action is therefore more than opening the link or completing a registration form. The referred person must be accepted as a player, subscribe through the scheme using the referral details, and actually play in the first paid lottery draw. The offer terms say the referred person must be aged 18 or over, resident in Great Britain, and either be new to Postcode Lottery or be a previous customer who has not played for at least 24 months before the qualifying paid draw. They must also meet the platform’s other player-acceptance conditions. A person cannot refer themselves. The official scheme page further says the referrer and referred player need separate email addresses. Use the referral link before creating the account. In the platform’s sign-up flow, choose **“Been referred?”** on the first page and enter the referrer’s full name, **Faisal Nisar**, when prompted. If the service says another player has the same name, it may request the referrer’s registered email address; that detail is not supplied in this directory record, so obtain it directly from the referrer rather than guessing. The provider can refuse player applications, refuse rewards for breached or abusive use, and withdraw the offer by publishing notice. No evidence here supports crediting a referral retrospectively if the referral route was missed, so that possibility needs provider confirmation rather than assumption.

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**Recorded offer: Up to £35 Cashback.** The required referral code/link is **Referral link** and the exact destination is **https://aklam.io/ta6MQP1j**. Open that exact URL before starting the qualifying purchase. Do not replace it with a voucher, comparison-site click-through, a shortened URL, a manually entered code or an iD Mobile checkout that was opened separately. This is a link-led referral journey, not a general promotional code to type into a box. The current official iD Mobile Refer a Friend page describes a shared cashback structure. Its highest displayed line is £70 total, shown as £35 each for the qualifying iPhone 17 Pro 256GB offer; other listed phone and SIM-only selections show lower amounts per person. Therefore, ‘up to £35 Cashback’ is a ceiling for the participant’s possible share in this directory record, not a promise that every phone, SIM-only term or checkout price earns £35. The exact qualifying tariffs and cashback values are controlled by the live iD Mobile/Aklamio programme and may change. Read the value displayed after the referral journey begins and before ordering. If the supplied link does not show the expected iD Mobile referral registration flow or reward information, pause and obtain confirmation from iD Mobile or Aklamio rather than assuming eligibility. For the referral to qualify, the official page says the referred friend must be a UK resident aged 18 or over, follow the unique link, register with Aklamio using the required details and purchase a **new** qualifying iD Mobile plan on idmobile.co.uk. The referrer must also be a UK resident aged 18 or over and cannot refer themselves. The referred friend’s earlier iD Mobile purchase does not qualify. Upgrades are excluded. The programme also excludes Pay As You Go, data-only and business plans, as well as purchases via Currys, Carphone Warehouse, affiliate channels and named partner sites such as Mobiles.co.uk and e2save.co.uk. A purchase started on idmobile.co.uk without first using the referral link does not qualify either. The official instructions describe a 24-month phone plan or SIM-only deal, while the conditions refer more generally to a new qualifying plan. Do not infer that every SIM-only contract length is eligible. Check the referral screen for the selected tariff and, if it is unclear, ask Aklamio to confirm before buying. Both participants must keep accounts in good standing and payments up to date during the stated 90-day validation period. A cancelled or returned qualifying order removes eligibility. The page also gives a tracking safeguard: after initial sign-up, the referred person should use the same browser and device for the order and should not clear cookies. It additionally says an email address other than the one used to sign up for the Refer a Friend scheme is needed for reward eligibility; because the page’s wording can be read ambiguously across the two participants, confirm the required email setup in the referral flow rather than risking a failed track. This is cashback associated with a successful referral, not an instant checkout discount, guaranteed cash payment, service credit, reduction in monthly line rental, handset subsidy, insurance policy or network benefit. iD Mobile says the reward is non-transferable, non-refundable and cannot be exchanged for other goods or services. Once issued, it is stated to be valid for one year. The collection method and final value should be taken from the confirmation email and Aklamio dashboard rather than assumed from the word ‘cashback’. The official page says Aklamio administers tracking, payout and programme queries.

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